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Cyprus’ Golden Visa Program or Malta’s Visa Program Is Better?

Which is the better country for residency? Cyprus or Malta. This is one of the frequently asked questions.

Cyprus and Malta are both sought after islands in the Mediterranean Sea. Many are attracted to the great Mediterranean climate with the sea waves at your doorstep.

Both countries offer residency as well as citizenship through an investment in their economy. Which country offers the best deal for residency ? Please note that this article is about residency through investment not citizenship through investment.

Here are the basic country comparisons:

                                                                       Cyprus and Malta facts sheet:




Land size

9251 km2

316 km2




Official Languages

Greek & Turkish

Maltese & English







As you can see, Cyprus’ economy and population are almost twice that of Malta’s. Both countries have excellent education system as well as healthcare system.

Comparing Malta and Cyprus golden visa programs, each of the residency program differences are as below:

                                  Differences between Cyprus and Malta’s Residency Programs:

InvestmentBuy € 300,000+VAT in property

·         €250,000 in bonds for 5 years; and

·         Buy a $270,000+VAT property or rent a property at €10K/year; and

·         Donate €30,000 to State Fund

Time to approval2 months3-4 months
Stay requirementsNo requirementsOnce every 2 years
Family includedSpouse, childrenSpouse, children, grandparents
Approval ratesHighModerate
Schengen memberApplyingYes

Both countries’ programs will require the applicant to purchase real estate. Cyprus golden visa program is straight forward – just invest €300K into properties.

For Malta’s golden visa applicant, Malta’s applicant may purchase real estate or rent a property. However, Malta’s applicant will also need to invest €250K in bonds for 5 years as well as making a non refundable donation of €30K to the Maltese government.

Just a point to note that, Cyprus applicant is required to hold on his main property (and not rent out) as long as he holds the visa. Malta allows you to sell your property after 5 years.

Both programs do not have stay requirements. For Malta, you are able to include your aged parents in your application.

Malta does have a stricter due diligent process and hence the approval rate is not as high as Cyprus.

Cyprus golden visa program is the fastest among the EU’s golden visa programs. It just takes 2 short months and you will have your residency.

If you do not want to make any donations to the authorities and want to be in full control on your property selection, Cyprus may be your choice.

If bringing your aged parents are important or you are not interested in property investment, perhaps Malta would appeal to you.

In short, both programs are great vehicles to bring you relatively fast residency into the EU and both countries are great to invest and live in.

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